{"id":13594,"date":"2023-04-01T14:00:00","date_gmt":"2023-04-01T14:00:00","guid":{"rendered":"https:\/\/allonehealth.com\/insights\/?p=13594"},"modified":"2026-01-21T23:02:21","modified_gmt":"2026-01-21T23:02:21","slug":"helping-students-address-financial-stress-and-related-challenges","status":"publish","type":"post","link":"https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/","title":{"rendered":"Helping Students Address Financial Stress and Related Challenges"},"content":{"rendered":"\n<p>Financial health and mental health are closely intertwined. One can affect the other, and both can affect your physical health, behaviors, relationships, and more. It\u2019s helpful to assess your symptoms and their underlying causes, and then seek out appropriate help.<\/p>\n\n\n\n<p>Here are some common financial challenges students face and when it\u2019s helpful to seek financial counseling:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Living paycheck to paycheck<\/strong>. You may have limited income and struggle to cover your basic expenses. Financial counseling can help you create a budget, prioritize your spending, and identify ways to increase your income or reduce expenses.<\/li>\n\n\n\n<li><strong>Accumulating too much credit card debt<\/strong>. College students are often targeted by credit card companies and may be tempted to use credit cards to pay for expenses they can\u2019t afford. A financial consultant can help you learn about responsible credit card use, pay off existing debt, and develop strategies to keep spending in check.<\/li>\n\n\n\n<li><strong>High levels of student loan debt. <\/strong>Having to take out loans to pay for tuition and living expenses can leave you with significant debt after graduation. Financial counseling can help you understand the terms of your loans, explore repayment options, and develop a plan to manage debt.<\/li>\n<\/ul>\n\n\n\n<p>Here are some common mental health challenges related to financial stress. You may want to seek support from a mental health counselor if you are experiencing any of the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Anxiety and depression<\/strong>. Constantly worrying about paying for tuition, housing, food, and other expenses can easily lead to feelings of stress and other mental health challenges.<\/li>\n\n\n\n<li><strong>Poor nutrition.<\/strong> Financial stress may lead to skipping meals or purchasing cheap, unhealthy foods that are high in fat and low in nutrients.<\/li>\n\n\n\n<li><strong>Lack of sleep.<\/strong> Worrying about money may cause you to lose sleep, which, in turn, can negatively impact your physical energy, thinking, and overall mental well-being.<\/li>\n\n\n\n<li><strong>Reduced physical activity. <\/strong>Financial stress may limit your ability to participate in physical activities, such as going to the gym or participating in sports. This can lead to a sedentary lifestyle, weight gain, and other health issues.\u00a0<\/li>\n\n\n\n<li><strong>Substance misuse. <\/strong>For some, financial stress can lead to using alcohol, drugs, or other unhealthy behaviors. Left unaddressed, these behaviors could lead to addiction and other health issues.<\/li>\n<\/ul>\n\n\n\n<p>Your Assistance Program can help you improve your financial well-being and mental health\u2014by providing appropriate care to address your underlying financial stress and related mental health concerns. Reach out to your Assistance Program anytime for personalized support. The program is free to use and confidential.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Financial health and mental health are closely intertwined. <\/p>\n","protected":false},"author":23,"featured_media":13595,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[201],"tags":[650,652,653,660,651,661,657,655,663,665,659,658,664,656,662,654,649],"class_list":["post-13594","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-student-life","tag-achieving-health-and-fitness-without-breaking-the-bank","tag-affordable-healthy-eating-options","tag-budget-friendly-exercise-routines","tag-budgeting-for-self-care-without-overspending","tag-cost-effective-wellness-strategies","tag-creating-a-financial-plan-for-wellness-goals","tag-diy-wellness-practices","tag-exploring-community-wellness-programs","tag-exploring-low-cost-wellness-events-and-classes","tag-finding-a-balance-between-health-and-financial-well-being","tag-finding-affordable-alternatives-for-wellness-activities","tag-leveraging-online-resources-for-wellness","tag-making-informed-and-economical-wellness-choices","tag-prioritizing-mental-health-without-expensive-services","tag-setting-realistic-and-sustainable-goals","tag-utilizing-free-or-low-cost-fitness-resources","tag-wellness-goals-on-a-budget"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Helping Students Address Financial Stress and Related Challenges - Insights Newsletter<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Helping Students Address Financial Stress and Related Challenges - Insights Newsletter\" \/>\n<meta property=\"og:description\" content=\"Financial health and mental health are closely intertwined.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/\" \/>\n<meta property=\"og:site_name\" content=\"Insights Newsletter\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-01T14:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-21T23:02:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/allonehealth.com\/insights\/wp-content\/uploads\/2023\/03\/student-image.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1300\" \/>\n\t<meta property=\"og:image:height\" content=\"650\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"AllOne Health\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"AllOne Health\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/helping-students-address-financial-stress-and-related-challenges\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/helping-students-address-financial-stress-and-related-challenges\\\/\"},\"author\":{\"name\":\"AllOne Health\",\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/#\\\/schema\\\/person\\\/9e818e006cc13718041d9415cab116d0\"},\"headline\":\"Helping Students Address Financial Stress and Related Challenges\",\"datePublished\":\"2023-04-01T14:00:00+00:00\",\"dateModified\":\"2026-01-21T23:02:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/helping-students-address-financial-stress-and-related-challenges\\\/\"},\"wordCount\":421,\"publisher\":{\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/helping-students-address-financial-stress-and-related-challenges\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/student-image.png\",\"keywords\":[\"achieving health and fitness without breaking the bank\",\"affordable healthy eating options\",\"budget-friendly exercise routines\",\"budgeting for self-care without overspending\",\"cost-effective wellness strategies\",\"creating a financial plan for wellness goals\",\"DIY wellness practices\",\"exploring community wellness programs\",\"exploring low-cost wellness events and classes\",\"finding a balance between health and financial well-being\",\"finding affordable alternatives for wellness activities\",\"leveraging online resources for wellness\",\"making informed and economical wellness choices\",\"prioritizing mental health without expensive services\",\"setting realistic and sustainable goals\",\"utilizing free or low-cost fitness resources\",\"wellness goals on a budget\"],\"articleSection\":[\"Student Life\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/helping-students-address-financial-stress-and-related-challenges\\\/\",\"url\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/helping-students-address-financial-stress-and-related-challenges\\\/\",\"name\":\"Helping Students Address Financial Stress and Related Challenges - Insights Newsletter\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/helping-students-address-financial-stress-and-related-challenges\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/helping-students-address-financial-stress-and-related-challenges\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/student-image.png\",\"datePublished\":\"2023-04-01T14:00:00+00:00\",\"dateModified\":\"2026-01-21T23:02:21+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/helping-students-address-financial-stress-and-related-challenges\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/allonehealth.com\\\/insights\\\/helping-students-address-financial-stress-and-related-challenges\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/helping-students-address-financial-stress-and-related-challenges\\\/#primaryimage\",\"url\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/student-image.png\",\"contentUrl\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/student-image.png\",\"width\":1300,\"height\":650},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/helping-students-address-financial-stress-and-related-challenges\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Helping Students Address Financial Stress and Related Challenges\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/#website\",\"url\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/\",\"name\":\"Insights Newsletter\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/#organization\",\"name\":\"Insights Newsletter\",\"url\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/Insights-Logo-900x240-1.png\",\"contentUrl\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/Insights-Logo-900x240-1.png\",\"width\":900,\"height\":240,\"caption\":\"Insights Newsletter\"},\"image\":{\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/#\\\/schema\\\/person\\\/9e818e006cc13718041d9415cab116d0\",\"name\":\"AllOne Health\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2f2dece1e3e101d5d3d74036e3601e43aba9ce7f224ffbbe6ec121c78afbb79a?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2f2dece1e3e101d5d3d74036e3601e43aba9ce7f224ffbbe6ec121c78afbb79a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2f2dece1e3e101d5d3d74036e3601e43aba9ce7f224ffbbe6ec121c78afbb79a?s=96&d=mm&r=g\",\"caption\":\"AllOne Health\"},\"url\":\"https:\\\/\\\/allonehealth.com\\\/insights\\\/author\\\/allone-health\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Helping Students Address Financial Stress and Related Challenges - Insights Newsletter","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/","og_locale":"en_US","og_type":"article","og_title":"Helping Students Address Financial Stress and Related Challenges - Insights Newsletter","og_description":"Financial health and mental health are closely intertwined.","og_url":"https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/","og_site_name":"Insights Newsletter","article_published_time":"2023-04-01T14:00:00+00:00","article_modified_time":"2026-01-21T23:02:21+00:00","og_image":[{"width":1300,"height":650,"url":"https:\/\/allonehealth.com\/insights\/wp-content\/uploads\/2023\/03\/student-image.png","type":"image\/png"}],"author":"AllOne Health","twitter_card":"summary_large_image","twitter_misc":{"Written by":"AllOne Health","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/#article","isPartOf":{"@id":"https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/"},"author":{"name":"AllOne Health","@id":"https:\/\/allonehealth.com\/insights\/#\/schema\/person\/9e818e006cc13718041d9415cab116d0"},"headline":"Helping Students Address Financial Stress and Related Challenges","datePublished":"2023-04-01T14:00:00+00:00","dateModified":"2026-01-21T23:02:21+00:00","mainEntityOfPage":{"@id":"https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/"},"wordCount":421,"publisher":{"@id":"https:\/\/allonehealth.com\/insights\/#organization"},"image":{"@id":"https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/#primaryimage"},"thumbnailUrl":"https:\/\/allonehealth.com\/insights\/wp-content\/uploads\/2023\/03\/student-image.png","keywords":["achieving health and fitness without breaking the bank","affordable healthy eating options","budget-friendly exercise routines","budgeting for self-care without overspending","cost-effective wellness strategies","creating a financial plan for wellness goals","DIY wellness practices","exploring community wellness programs","exploring low-cost wellness events and classes","finding a balance between health and financial well-being","finding affordable alternatives for wellness activities","leveraging online resources for wellness","making informed and economical wellness choices","prioritizing mental health without expensive services","setting realistic and sustainable goals","utilizing free or low-cost fitness resources","wellness goals on a budget"],"articleSection":["Student Life"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/","url":"https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/","name":"Helping Students Address Financial Stress and Related Challenges - Insights Newsletter","isPartOf":{"@id":"https:\/\/allonehealth.com\/insights\/#website"},"primaryImageOfPage":{"@id":"https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/#primaryimage"},"image":{"@id":"https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/#primaryimage"},"thumbnailUrl":"https:\/\/allonehealth.com\/insights\/wp-content\/uploads\/2023\/03\/student-image.png","datePublished":"2023-04-01T14:00:00+00:00","dateModified":"2026-01-21T23:02:21+00:00","breadcrumb":{"@id":"https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/#primaryimage","url":"https:\/\/allonehealth.com\/insights\/wp-content\/uploads\/2023\/03\/student-image.png","contentUrl":"https:\/\/allonehealth.com\/insights\/wp-content\/uploads\/2023\/03\/student-image.png","width":1300,"height":650},{"@type":"BreadcrumbList","@id":"https:\/\/allonehealth.com\/insights\/helping-students-address-financial-stress-and-related-challenges\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/allonehealth.com\/insights\/"},{"@type":"ListItem","position":2,"name":"Helping Students Address Financial Stress and Related Challenges"}]},{"@type":"WebSite","@id":"https:\/\/allonehealth.com\/insights\/#website","url":"https:\/\/allonehealth.com\/insights\/","name":"Insights Newsletter","description":"","publisher":{"@id":"https:\/\/allonehealth.com\/insights\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/allonehealth.com\/insights\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/allonehealth.com\/insights\/#organization","name":"Insights Newsletter","url":"https:\/\/allonehealth.com\/insights\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/allonehealth.com\/insights\/#\/schema\/logo\/image\/","url":"https:\/\/allonehealth.com\/insights\/wp-content\/uploads\/2022\/02\/Insights-Logo-900x240-1.png","contentUrl":"https:\/\/allonehealth.com\/insights\/wp-content\/uploads\/2022\/02\/Insights-Logo-900x240-1.png","width":900,"height":240,"caption":"Insights Newsletter"},"image":{"@id":"https:\/\/allonehealth.com\/insights\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/allonehealth.com\/insights\/#\/schema\/person\/9e818e006cc13718041d9415cab116d0","name":"AllOne Health","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/2f2dece1e3e101d5d3d74036e3601e43aba9ce7f224ffbbe6ec121c78afbb79a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2f2dece1e3e101d5d3d74036e3601e43aba9ce7f224ffbbe6ec121c78afbb79a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2f2dece1e3e101d5d3d74036e3601e43aba9ce7f224ffbbe6ec121c78afbb79a?s=96&d=mm&r=g","caption":"AllOne Health"},"url":"https:\/\/allonehealth.com\/insights\/author\/allone-health\/"}]}},"_links":{"self":[{"href":"https:\/\/allonehealth.com\/insights\/wp-json\/wp\/v2\/posts\/13594","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/allonehealth.com\/insights\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/allonehealth.com\/insights\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/allonehealth.com\/insights\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/allonehealth.com\/insights\/wp-json\/wp\/v2\/comments?post=13594"}],"version-history":[{"count":1,"href":"https:\/\/allonehealth.com\/insights\/wp-json\/wp\/v2\/posts\/13594\/revisions"}],"predecessor-version":[{"id":13596,"href":"https:\/\/allonehealth.com\/insights\/wp-json\/wp\/v2\/posts\/13594\/revisions\/13596"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/allonehealth.com\/insights\/wp-json\/wp\/v2\/media\/13595"}],"wp:attachment":[{"href":"https:\/\/allonehealth.com\/insights\/wp-json\/wp\/v2\/media?parent=13594"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/allonehealth.com\/insights\/wp-json\/wp\/v2\/categories?post=13594"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/allonehealth.com\/insights\/wp-json\/wp\/v2\/tags?post=13594"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}